Gusto Retirement Help Center

Employees

401(k) participants

105 articles

Pre-tax vs. Roth: Factors to consider when contributing to your 401(k)

What is a blackout period?

What to expect if your employer offers a Starter 401(k) plan with Gusto

401(k) accounts and non-US residents

Getting started with Gusto 401(k)

Account setup_{3 articles}

Auto-enrollment_{3 articles}

Opting out_{3 articles}

Putting money into your 401(k)

Rollovers to Gusto 401(k)_{8 articles}

Employee contributions_{21 articles}

Employer contributions & matching_{5 articles}

Owner contributions_{3 articles}

Taking money out of your 401(k)

Loans & hardship withdrawals_{15 articles}

Outbound rollovers & withdrawals_{12 articles}

Leaving your employer_{7 articles}

Required minimum distributions (RMDs)_{2 articles}

Divorce related adjustments_{2 articles}

Plan transfers and terminations_{1 article}

Managing your 401(k)

Account settings & security_{8 articles}

401(k) beneficiaries_{3 articles}

401(k) investments & portfolios_{2 articles}

Statements & tax info_{3 articles}