Move money into your 401(k)
Making contributions to your account
36 articles
How do I roll over other retirement accounts to my Gusto 401(k)?
What types of retirement accounts can I rollover to Gusto Retirement?
When can I roll funds into my Gusto 401(k) account?
Mobile app guide: How to roll over other retirement accounts into Guideline
How to request a Letter of Acceptance (LOA)
How to roll over funds from one Guideline 401(k) account to another?
Can I move money from a SIMPLE IRA to my Gusto 401(k) or IRA?
How do I set up or change my 401(k) contribution rate?
How much can I contribute to my 401(k) this year?
What happens if I overcontribute to my 401(k) account?
How can I ensure I max out my contributions to hit the annual limit?
What are 401(k) catch-up contributions?
Can I make 401(k) contributions for prior years?
Can I contribute to multiple 401(k) plans in a year?
How much should I contribute to my 401(k)?
When will my contributions settle in my 401(k) account?
How do I request a correction if there's an error in my 401(k) contributions?
Can I contribute 100% of my paycheck into my 401(k)?
Are voluntary after-tax contributions and backdoor Roth rollovers permitted with Gusto 401(k)?
What if I can’t afford to contribute to my 401(k) right now?
Can I choose different allocations for my current portfolio vs. future contributions?
What does a suspended payroll contribution mean?
How can ADP and ACP testing affect me as a participant?
If a SIMPLE IRA is transitioned to a 401(k) mid-year, how much can I contribute?
What is a 401(k) default deferral rate?
Why are there no 401(k) deductions in my first January paycheck?
Why you may receive lost earnings adjustments in your 401(k)
2026 key changes for high earners making catch-up contributions