If you are an eligible participant of a Guideline 401(k) plan, you can roll funds into your Guideline account any time after your employer’s plan has started and you’ve created your account. Once you’ve set up your account, you can check your employer’s plan start date on the Plan Details page of your Guideline dashboard.
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Initiating a rollover before you set up your account or the 401(k) plan begins could result in processing delays or returned funds.
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Even if you are no longer employed by the company sponsoring the plan, you can still roll funds into Guideline. However, keep in mind, you will not be able to actively contribute to the account.
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If your employer is terminating their 401(k) plan or the plan is pending transfer to a new service provider, a blackout period may apply. In this case, your rollover will be rejected and returned to you.
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​Ready to get started? Learn more about how to rollover other retirement accounts to Guideline.