How to create a custom portfolio
Updated over a week ago

If you have a Guideline 401(k) or IRA, you have the option to build a custom portfolio, allowing you to select the individual investments from our fund menu and to set the allocation percentage for each.

If you’re interested in creating a custom portfolio, it’s important to do your research. You’ll also want to consider important factors, such as your age and time until retirement, risk tolerance, diversification, and cost. If you determine that creating a custom portfolio is the correct option for you, follow the steps below to get started.

How to select your custom portfolio

  1. Log in your Guideline dashboard, then click the Portfolio tab from the main menu.

  2. Click the “Change Portfolio” button.

  3. Select the “Build a Custom Portfolio" option. Here you will see Guideline’s full investment menu, categorized by type (e.g. real estate, government bonds, equity, etc.).

    1. If you click on a fund name, you can see a description of the fund, performance information, and a link to the fund’s full profile.*

  4. Enter your desired allocation percentage for the individual funds you’d like to add to your portfolio.

  5. Once your total allocation equals 100% and you are satisfied with your selection, click the button “This portfolio suits my objectives” at the bottom of the page.

Please note that you can reallocate your custom portfolio or switch to one of Guideline’s professionally managed portfolios at any time.

* Past performance is not a guarantee of future return, nor is it necessarily indicative of future performance. All investments involve risk, including the potential for loss of principal. Performance is shown net of fees and reflects the reinvestment of interest and dividends.

The information above is provided for educational purposes only and should not be construed as personal investment advice or a guarantee of performance. All investments involve risk and your investments could lose value. You are advised to consult a qualified financial adviser before relying on the information provided herein.

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