Before you can start saving for retirement with your Guideline IRA, you'll need to link a bank account. This is the account we'll use to pull the money you want to contribute.
There are two ways to connect your bank account:
Through our secure instant verification system
Manually entering your bank account info and verifying with micro-deposit
Once your bank account is linked and verified, you can start contributing to your Guideline IRA and begin building your retirement savings.
How to verify your bank account instantly
Select “Log in to your bank account.”
Guideline uses a secure service called Plaid to help us verify your account information instantly.
Follow the prompts to enter your banking login information.
Once verified, your bank account will be instantly connected to Guideline for IRA contributions.
How to verify your bank account manually with micro-deposits
Select “Manually enter account details.”
Enter your bank account details as requested.
Over the next 2-4 business days, monitor your bank account for two small deposits. They may appear under any of the following labels:
WFMSTRIPE1
ACH ID 3270465600
ACH ID 2270465600
ACH ID 1800948598
ACH ID 431848772
Please note that depending on your bank, these amounts may appear as one combined deposit. If so, you may need to reach out to your bank for the separate amounts.
Once you receive the deposits, login to your Guideline IRA dashboard and click “Start” next to the task labeled “Verify your bank account." Next, enter the deposit amounts in the popup that appears and click “Verify bank account.” If the “Verify your bank account” task does not disappear within your dashboard, please reach out to our customer success team for assistance.
How to make or change IRA contributions
After your bank connection is setup, you can initiate a one-time or recurring contribution or change contribution dates, types, and amounts. You should receive an email from Guideline two business days before contributions will be pulled from your selected bank account.
To make contribution changes, you can visit the Contributions page at least two business days before your scheduled contribution.